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Friday, August 15, 2008

QUESTION BASED ON MONEY AND BANKING FOR FORTHCOMMING EXAMS

QUESTION BASED ON MONEY AND BANKING

1. The largest revenue in India is obtained from __________
(A) Railways
(B) Excise Duty
(C) Sales Tax
(D) Direct Taxes
Ans (B)

2. The tax levied by Central Government and collected by State Government is ________
(A) Stamp Duty
(B) Excise Duty
(C) Income Tax
(D) Gift Tax
Ans (A)

3. What is the major share in revenue of State Governments?
(A) Stamp Duty
(B) Excise Duty
(C) Sales Tax
(D) Income Tax
ADns (C)

4. The tax levied by Local Governments i.e. Municipal Corporations and municipalities is ____________
(A) Income Tax
(B) Wealth Tax
(C) House Tax
(D) Gift Tax
Ans (C)

5. The tax collected by the State Governments and given to local bodies is __________
(A) Income Tax
(B) Wealth Tax
(C) House Tax
(D) Professional Tax
Ans (D)

6. The period for Call Money is ________
(A) 10 to 15days
(B) 1 to 14 Days
(C) 15 to 30 Days
(D) One Month
Ans (B)

7. Who regulates the money circulation in India?
(A) State Bank Of India
(B) Reserve Bank Of India
(C) NABARD
(D) Commercial Banks
Ans (B)

8. Which of the following is not an organized sector in India?
(A) Nationalised Banks
(B) Regional Rural Banks
(C) Cooperative Banks
(D) Chits and Money lenders
Ans (D)

9. Who will settle the grievances of customers of banks?
(A) Reserve Bank of India
(B) State Bank of India
(C) Local Courts
(D) Ombuds Men
Ans (D)

10. Who introduced the Banking Ombudsmen Scheme?
(A) ARBI
(B) SBI
(C) Ministry of Finance
(D NABARD
Ans (A)

11. When was OMBUDS MEN SCHEME first introduced?
(A) November 2006
(B) October 1981
(C) June 1995
(D) January 1998
Ans (C)

12. Which was the firth Bank corporated by the Indians? (1881)
(A) Imperial Bank of India
(B) State Bank Of India
(C) Avadh Commercial Bank
(D) Reserve Bank of India
Ans (C)

13. When was the Avadh Commercial Bank established?
(A) 881
(B) 1894
(C) 1898
(D) 1899
Ans (A)

14. When was Reserve Bank of India established?
(A) 1920
(B) 1925
(C) 1935
(D) 1948
Ans (C)

15. When was Reserve Bank of India Nationalised?
(A) 1947
(B) 1948
(C) 1949
(D) 1950
Ans (C)

16. When was Indian Banking Act come into force?
(A) 1948
(B) 1949
(C) 1950
(D) 1951
Ans (B)

17. Imperial Banks were amalgamated and changed as _________
(A) Reserve Bank of India
(B) Tata Bank of India
(C) Subsidiary Banks
(D) Union Bank of India
Ans (B)

18. When was Imperial Bank was Changed as State Bank of India?
(A) January 1st 1935
(B) Feb 26 1947
(C) July 1st 1955
(D) July 1st 1959
Ans (C)

19. How many banks were first nationalised?
(A) 10
(B) 12
(C) 14
(D) 16
Ans (C)

20. When was the second phase of nationalisation done?
(A) 9th July 1969
(B) 10th July 1968
(C) 16th August 1985
(D) 15th April, 1980
Ans (D)

21. How many banks were in second phase of nationalisation?
(A) 4
(B) 5
(C) 6
(D) 7
Ans (C)

22. Who will act as the banker to the Government of India?
(A) State Bank of India
(B) Reserve Bank of India
(C) NABARD
(D) Nationalised Banks
Ans (B)

23. Where is the Head Quarter of Reserve Bank of India?
(A) Mumbai
(B) Delhi
(C) Kolkotta
(D) Ahmedabad
Ans (A)

24. Who was first governor of Reserve Bank of India?
(A) K.A. Narasimham
(B) V.K. Malhotra
(C) A.K. Vadia
(D) A.B.A Smith
Ans (D)

25. When was Lead Bank Scheme introduced?
(A) 1967
(B) 1968
(C) 1969
(D) 1974
Ans (C)

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